10 COURSES · 4 LEARNING PATHS
A clearer route through personal finance.
Follow the sequence for a broad foundation, or choose the path closest to your current question. Every course is free, requires no account and takes at least ten minutes to read.
LEARNING PATH
Money Foundations
Start with cash flow, emergency savings, debt, credit and protection. These three lessons establish the vocabulary and systems used throughout the curriculum.
- 01
Learn Budgeting, Cash Flow and Net Worth
Learn how budgeting, cash flow, inflation and net worth fit together, with a practical system for monthly reviews and a 90-day financial reset.
13 min · 2,316 words · 8 topics combined - 02
Learn Emergency Funds and Debt Payoff
Learn how to size emergency savings, choose a debt-payoff method, evaluate banking costs and handle windfalls, medical bills and high-interest debt.
19 min · 3,368 words · 13 topics combined - 03
Learn Credit and Financial Protection
Learn how credit scores, disputes, insurance and fraud protection work, including identity theft steps and the limits of common coverage.
15 min · 2,653 words · 11 topics combined
LEARNING PATH
Investing & Markets
Learn portfolio design before products, then examine funds, companies and the economic forces behind market headlines.
- 04
Learn Investing: Risk, Behavior and Portfolio Design
Learn investing fundamentals, asset allocation, rebalancing and behavioral risk before comparing stocks, sectors or portfolios for volatile markets.
20 min · 3,548 words · 16 topics combined - 05
Learn Funds, Stocks and Company Analysis
Learn how index funds, ETFs, financial statements, IPOs, dividends and alternative assets work before evaluating an investment idea.
25 min · 4,355 words · 19 topics combined - 06
Learn Markets: Rates, Inflation, Oil and Crypto
Learn how interest rates, inflation, recessions, geopolitics, energy markets and crypto can affect prices without relying on market predictions.
22 min · 3,903 words · 18 topics combined
LEARNING PATH
Retirement & Work
Connect retirement accounts and taxes to earning, freelancing, benefits, career decisions and interruptions in income.
- 07
Learn Retirement Accounts and Tax Basics
Learn how 401(k)s, IRAs, HSAs, tax brackets and retirement withdrawals work, with comparisons for account choice and long-term planning.
20 min · 3,561 words · 13 topics combined - 08
Learn Income, Freelancing and Small-Business Money
Learn how self-employment taxes, business structures, career capital, salary negotiation, layoffs and irregular income affect financial planning.
15 min · 2,591 words · 12 topics combined
LEARNING PATH
Life Decisions
Use full-cost thinking for housing and major purchases, then organize family, education and estate-planning decisions.
- 09
Learn Housing Costs, Mortgages and Home Equity
Learn how to compare renting and buying, total homeownership costs, mortgages, refinancing, HELOCs, property taxes and major purchases.
12 min · 1,982 words · 8 topics combined - 10
Learn Family Money and Estate Planning
Learn the basics of beneficiaries, wills, trusts, powers of attorney, family finances, education savings and long-range financial planning.
15 min · 2,677 words · 12 topics combined
LEARN, THEN VERIFY
Education is a starting point.
These lessons explain concepts and trade-offs. They do not know your complete circumstances, and they do not replace qualified financial, tax or legal advice.